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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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315 N River Rd , Sylva, NC 28779
$448,500
Est. Payment: $2,297.44/mo
3 Bed
3 Bath
1437 Sqft
Status: active | Days on site: 112
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Overlooking the beautiful Tuckaseegee River, this beautifully crafted mountain home offers the ideal combination of comfort, natural beauty, and convenience, making it a perfect full-time residence, mountain retreat or investment rental. Designed with both functionality and charm in mind, the home features an inviting open-concept great room with warm wood flooring and an abundance of windows with eastern exposure to fill the space with natural light, creating a bright and welcoming atmosphere throughout the day. Just outside, a covered front porch provides a peaceful setting to relax with your coffee in the mornings and take in scenic views of the Tuckaseegee River flowing below the property. Situated on a private, gently sloping, wooded lot, the property requires minimal maintenance, allowing you to spend more time enjoying the surrounding mountain lifestyle. Add some natural plantings along the road for privacy and selectively trim or remove a few trees and create a rock patio with an outdoor kitchen and fire-pit from which you enjoy majestic views of the river and long range views of the mountains. The home is connected to Tuckaseigee Water and Sewer, offering reliable utilities as well as the flexibility to expand the residence if additional space is desired. With no HOA fees or restrictions and easy access via paved, state-maintained roads just 200 yards from US 23 & 441, the property combines privacy with convenience to the area's many outdoor recreation, dining and entertainment opportunities. It's all waiting for you in the Sylva/Dillsboro area and western North Carolina! Inside, the main level features two generously sized bedrooms, each with its own walk-in closet and private bathroom, providing comfort and privacy for residents and guests alike. The upper level offers a versatile open loft space that can serve as an additional bedroom, office, or hobby area, along with a half-bath and access to heated and cooled attic-style storage. Recent updates include a new metal roof installed in 2022 and a new electric hot water heater installed this year, ensuring modern reliability. The location offers exceptional access to outdoor recreation and local attractions. The nearby Tuckaseegee River is well known for its catch-and-release dry fly trout fishing from October through May, as well as opportunities for rafting, kayaking, and tubing during the warmer months. The charming town of Dillsboro is just minutes away, offering a variety of restaurants, breweries, and historic appeal, while Sylva is approximately one mile from the property. Additional nearby destinations include Western Carolina University (6 miles), Cherokee and the Great Smoky Mountains National Park (15 miles), and the Cashiers/Highlands area, all within a short drive and Waynesville and Asheville are just 25 minutes and 50 minutes, respectively. For added peace of mind, the property is not located within a floodplain and was unaffected by recent storm events. The home also benefits from ample sunlight year-round, with minimal winter accumulation of snow and ice. Lovingly built and maintained by its original owners for over 30 years, this home presents a rare opportunity to own a thoughtfully designed mountain home in a highly desirable location.

Highlights

Listed by Keith Clark , 828-226-8539 RE/MAX Executive , 828-564-9393. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.3

Year Built

1995

County

Jackson

Neighborhood

None

Listing ID

4365027

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Exhaust Hood
Air Cond:Electric,Heat Pump
Fireplaces:Wood Burning Stove,Other - See Remarks
Floor:Parquet
Above Ground Sq Ft:1437
Below Ground Sq Ft:0
Other:
  • Additional:Storage, Walk-In Closet(s), Master on Main
Water:City

Exterior Features

Lot:Sloped,Wooded,Views,Other - See Remarks
Sewer:Public Sewer
Parking Features:Detached Carport,Driveway,Parking Space(s)
Principal Interest
$2,297
Taxes
$286

Home Price

$448,500

Loan Details

30 yrs
6.625%

Down Payment

20%
$89,700
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,297.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,297.44 $285.92 $0.00 $2,583.35
Yearly $27,569.23 $3,431.02 $0.00 $31,000.25
Total $827,076.86 $102,930.75 $0.00 $930,007.61

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Sylva, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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