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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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81 Emerald Point Dr , Taylorsville, NC 28681
$849,900
Est. Payment: $4,776.47/mo
2 Bed
2 Bath
2640 Sqft
0.42 Acres
Status: active | Days on site: 25
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Terri Bias
Operator/Brokerage Owner

House Description

LAKEFRONT - This hard-to-find, gently sloping .42-acre lakefront lot offers the perfect setting for a full-time residence or weekend retreat. Tucked away in a cul-de-sac surrounded by beautiful homes and stunning lake views, this brick ranch combines easy one-level living with the space everyone wants for lake life. From the moment you enter, the quality and care are evident, with beautiful hardwood floors, tall ceilings, and an open-concept living area designed for gathering. The spacious great room flows naturally to the screened porch—an ideal place for morning coffee, afternoon relaxation, or evening conversations overlooking the lake. The porch is conveniently accessible from the great room and each bedroom, bringing the outdoors into everyday living. The full basement is partially finished and adds even more room to spread out, featuring a huge recreation room perfect for game nights, movie nights. A main-level laundry room with sink and a two-car garage provide everyday convenience, while the basement garage offers the perfect home for your boat gear, lake toys, and outdoor equipment. After a day on the water, rinse off in the modern outdoor shower before relaxing on the patio beneath the screened porch. Then head down to your dock to soak up the sunshine, enjoy the view, or pull out the boat for another day of lake adventures. The washer, dryer, and refrigerator remain. The seller is also open to leaving the home furnished, with only a few family items to be removed. Bring your boat and your love of the lake—this is the kind of property where weekends turn into a lifestyle!

Highlights

Listed by Kay Loftin , 828-612-4320 Coldwell Banker Boyd & Hassell , 828-322-1005. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.42

Year Built

1996

County

Alexander

Neighborhood

Emerald Point

Listing ID

4426390

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range, Freezer, Microwave, Refrigerator, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Gas Log,Great Room
Floor:Tile,Wood
Above Ground Sq Ft:1691
Below Ground Sq Ft:949
Basement:Basement Garage Door,Daylight,Exterior Entry,Interior Entry,Partially Finished,Sump Pump,Walk-Out Access
Other:
  • ▪ Additional:Entrance Foyer, Kitchen Island, Open Floorplan, Split Bedroom, Walk-In Closet(s), Has Fireplace, Master on Main
Water:City,Well

Exterior Features

Lot:Waterfront,Dock
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$4,776
Taxes
$542

Home Price

$849,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$169,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,776.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,776.47 $541.81 $0.00 $5,318.28
Yearly $57,317.60 $6,501.74 $0.00 $63,819.34
Total $1,719,528.09 $195,052.05 $0.00 $1,914,580.14

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Taylorsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

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