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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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381 Lake Forest Dr , Taylorsville, NC 28681
$689,900
Est. Payment: $3,877.26/mo
4 Bed
3 Bath
3347 Sqft
0.7 Acres
Status: active | Days on site: 110
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Terri Bias
Operator/Brokerage Owner

House Description

This 4 bedroom + bonus room house was a personal builder's home. No expense was spared on quality and craftsmanship. The elegant REAL hardwood floors are hard to come by. The living space and all the upstairs have REAL wood flooring. The tile floor on the main level (foyer & kitchen) is heated. The chandelier at the front door has a key to release the chandelier for cleaning. The entire interior has been repainted & many new fixtures installed. MOVE IN READY is not just a phrase here. Gourmet kitchen features stunning dark cabinets, SS appliances, induction cooktop, granite counters, 2 pantries, a breakfast nook, and is adjacent to the formal dining room. The laundry room offers a high-end Electrolux washer/dryer to remain. The oversized Great Room is ready for entertaining. The gorgeous staircase is a showstopper when you open the front door. 4 large-scale bedrooms. The primary bath has a tile walk-in shower, separate tub, his/her vanities, water closet, & his/her closets. Every bedroom and even the huge bonus room has elegant hardwoods. River Ridge Run is a wonderful, heavily wooded development with several properties on Lake Hickory. Additional features--Irrigation, wireless electronic thermostats. This quality is rare in today's local real estate market. Ample parking on the circular driveway, side-facing garage, deck with a pergola to enjoy overlooking the fenced area of the yard. Main-level heat pump (2026). Hurry, this is a scarce luxury to find right now. HOA fees $215/ annually. This property is within 1/2 mile of a voluntary agriculture district.

Highlights

Listed by Kay Loftin , 828-612-4320 Coldwell Banker Boyd & Hassell , 828-322-1005. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.7

HOA Fee

215 Annually

Year Built

2002

County

Alexander

Neighborhood

River Ridge Run

Listing ID

4383134

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Induction Cooktop, Microwave, Refrigerator, Wall Oven, Washer/Dryer
Air Cond:Ceiling Fan(s),Heat Pump
Fireplaces:Gas Log,Propane
Floor:Tile,Wood
Above Ground Sq Ft:3347
Other:
  • ▪ Additional:Entrance Foyer, Pantry, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Cul-De-Sac,Level,Private,Sloped
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Principal Interest
$3,877
Taxes
$440
HOA
$215

Home Price

$689,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$137,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,877.26

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,877.26 $439.81 $215.00 $4,532.07
Yearly $46,527.14 $5,277.74 $2,580.00 $54,384.87
Total $1,395,814.13 $158,332.05 $77,400.00 $1,631,546.18

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Taylorsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T09:50:06.000Z

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