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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3889 Granite St , Terrell, NC 28682
$625,000
Est. Payment: $3,201.55/mo
3 Bed
3 Bath
2950 Sqft
Status: active | Days on site: 101
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

SOMERSET LAKE NORMAN!! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction!! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites!! Come live the Lake Life!!
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Highlights

Listed by Nikki Robinson , 704-615-1722 Lake Norman Realty, Inc , 704-655-2600. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
0.85

HOA Fee

250 Annually

Year Built

2003

County

Catawba

 Neighborhood

Somerset On Lake Norman

Listing ID

4367523

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Wall Oven
Air Cond:Central Air,Electric
Fireplaces:Gas Log,Great Room,Primary Bedroom,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2950
Below Ground Sq Ft:0
Other:
  • ▪ Additional:Attic Other, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Private,Wooded
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,202
Taxes
$398
HOA
$250

Home Price

$625,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,201.55

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,201.55 $398.44 $250.00 $3,849.99
Yearly $38,418.66 $4,781.25 $3,000.00 $46,199.91
Total $1,152,559.73 $143,437.50 $90,000.00 $1,385,997.23

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Terrell, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-08-24T14:14:07.000Z

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