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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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121 Pine State Rd , Troutman, NC 28166
$250,000
Est. Payment: $1,405.01/mo
4 Bed
2 Bath
1580 Sqft
0.59 Acres
Status: active | Days on site: 56
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9147 - 70653,78989
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Terri Bias
Operator/Brokerage Owner

House Description

Properties with usable land, no HOA, flexible living space, and room to make your own are becoming harder to find — and this one offers a great opportunity to bring your personal touch and create a home that truly reflects your style. Set on more than half an acre, this four-bedroom home offers plenty of space, flexibility, and potential. Whether you're looking for room to entertain, work from home, tackle projects, pursue hobbies, or simply enjoy a little more breathing room, this property gives you a strong foundation to make it your own. The open floor plan creates an easy flow through the main living areas, with generous gathering spaces centered around a spacious kitchen island. Recent flooring updates add a fresh start, while the tankless water heater brings modern efficiency and convenience. One of the property's standout features is the wired detached building. Imagine a workshop, home gym, hobby room, creative studio, private office, or additional storage — a versatile space ready to be shaped around the way you live. Outside, the level yard offers even more possibilities. Garden, entertain, create a play area, make room for pets, or simply enjoy the extra space and privacy that comes with more than half an acre. With no HOA, you also have greater freedom to put your own stamp on the property. Conveniently located just minutes from Interstate 77, the home offers easy access to Troutman, Mooresville, and Statesville while still providing a quieter setting with room to spread out. If you've been looking for a property where you can bring your ideas, add your own style, and create something that feels uniquely yours, this one is worth seeing in person. The home is also located in a USDA-eligible area, offering qualified buyers the potential for 100% financing with no down payment.

Highlights

Listed by Kristen Bernard , 980-577-3114 and Jim Krautkremer , 980-577-3114 Keller Williams South Park , 704-602-0400. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.59

Year Built

2011

County

Iredell

Neighborhood

None

Listing ID

4408362

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Electric Range, Microwave, Refrigerator, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Above Ground Sq Ft:1580
Other:
  • ▪ Additional:Breakfast Bar, Cable Prewire, Garden Tub, Kitchen Island, Open Floorplan, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Private
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Driveway,Parking Space(s)
Principal Interest
$1,405
Taxes
$159

Home Price

$250,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$50,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,405.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,405.01 $159.38 $0.00 $1,564.38
Yearly $16,860.10 $1,912.50 $0.00 $18,772.60
Total $505,803.06 $57,375.00 $0.00 $563,178.06

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Troutman, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T05:48:06.000Z

© 2026 Canopy MLS

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