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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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341 Riverbend Rd , Troy, NC 27371
$849,500
Est. Payment: $4,774.22/mo
2 Bed
3 Bath
2186 Sqft
7.43 Acres
Status: under contract-no show | Days on site: 35
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Terri Bias
Operator/Brokerage Owner

House Description

7.43 Acre Private Riverfront Equestrian Retreat Custom-Built in 2021 | Uwharrie River Frontage | Horse Barn | Private Outdoor Retreat Escape to a rare 7.43-acre private riverfront retreat in a gated, no-HOA community just one mile off the highway. Custom-built in 2021, this Uwharrie property blends seclusion, convenience, mountain views, and direct river frontage into one unforgettable full-time residence or weekend getaway. Inside, the bright modern-farmhouse main level makes an immediate impression with vaulted wood ceilings, white shaker cabinetry, a granite island, oil-rubbed bronze accents, mason-jar lighting, and natural light from front transom windows. The layout includes a queen primary suite with private full bath, a guest half bath, a loft-style second bedroom with mountain views, and a walkout basement with lodge-style gathering space, a custom bar, second stone fireplace, and direct outdoor access. Horse enthusiasts will appreciate the move-in-ready setup: a two-stall barn with tack room and electricity, fenced pasture, and convenient access to nearby riding trails. A riverfront horse property in the Uwharrie area is a truly hard-to-find offering. Outdoor living is where this property shines: a walkout wrap-around deck frames year-round Uwharrie Mountain views, while the riverfront setting invites fishing, seasonal kayaking, cookouts, and gatherings around the custom riverside fire pit with park-style grill and picnic table. With approximately 500 feet of Uwharrie River frontage and views forever protected by the nearby National Forest setting, every day feels like a getaway. Schedule your private showing today and experience this rare Uwharrie River retreat for yourself—properties with this combination of privacy, views, river frontage, and equestrian amenities do not come along often. A portion of the riverfront acreage is within FEMA Flood Zone AE; the Uwharrie River corridor includes a regulatory floodway. Buyers should review the FEMA flood map for the location of flood hazard areas.

Highlights

Listed by Colburn Thompson , 910-975-4418 New South Realty, Inc , 910-439-5600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
7.43

Year Built

2021

County

Montgomery

Neighborhood

None

Listing ID

4419110

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Air Cond:Ductless,Heat Pump
Fireplaces:Fire Pit,Gas Unvented,Great Room,Living Room
Floor:Concrete,Laminate
Above Ground Sq Ft:1133
Below Ground Sq Ft:1053
Basement:Bath/Stubbed,Daylight,Walk-Out Access
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Adjoins Forest,Flood Plain/Bottom Land,Pasture,River Front,Wooded,Other - See Remarks
Lot Dimensions:161x27x309x223x734x81x309x199x90x305x108x14x365x35
Roof:Metal
Others:
  • ▪ Additional:Fence, Fire Pit
Sewer:Septic Installed
Parking Features:Detached Carport
Principal Interest
$4,774
Taxes
$542

Home Price

$849,500

Loan Details

30 yrs
7.548%

Down Payment

20%
$169,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,774.22

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,774.22 $541.56 $0.00 $5,315.78
Yearly $57,290.63 $6,498.67 $0.00 $63,789.30
Total $1,718,718.81 $194,960.25 $0.00 $1,913,679.06

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Troy, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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