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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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98 Eagle Watch Dr Lot 99 , Tuckasegee, NC 28783
$1,500,000
Est. Payment: $7,683.73/mo
3 Bed
3 Bath
2369 Sqft
Status: active | Days on site: 30
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Nestled on a private cove of pristine Bear Creek Lake in the gated Bear Lake Reserve, "The Mustard Seed" is an Arts & Crafts–style lakefront retreat offering sweeping long-range vistas and direct water access. The gourmet kitchen features a huge island, gas range and bar seating, plus a formal dining room. Main level living includes a large family room, screened porch and expansive wraparound decks on both levels with panoramic views of the lake and Cedar Cliff rock outcropping. Three bedrooms and three baths plus an art loft/office with inspiring lake views. Finished guest quarters on the lower level with a morning kitchen (sink, mini fridge, microwave, coffee bar) provide private space for guests or in-law living. Single attached Golf Cart/Side-by-Side Garage, Oversize Double Detached Garage with storage. Shared dock for boat, kayaks and toys. Furnishings negotiable; sale includes boat, kayaks and paddle board. Private gated mountain-lake resort with Jack Nicklaus–designed 9-hole golf, Lake Club with full-service dining, pools, lake access, tennis, fitness and more. Come see and feel the Rustic Elegance of Bear Lake Reserve!

Highlights

Listed by Bernard Gilchrist , 828-606-2900 Sundog Realty, Inc. , 828-631-6222. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.63

HOA Fee

1102.4 Monthly

Year Built

2014

County

Jackson

Neighborhood

Bear Lake Reserve

Listing ID

4383466

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Electric Water Heater, Exhaust Hood, Gas Oven, Gas Range, Microwave, Propane Water Heater, Refrigerator, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air,Electric,Heat Pump
Fireplaces:Gas Log,Gas Vented,Great Room,Porch,Propane
Floor:Carpet,Wood,Other - See Remarks
Above Ground Sq Ft:1309
Below Ground Sq Ft:1060
Basement:Daylight,Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Level,Private,Rolling Slope,Views,Other - See Remarks,Beach - Private,Beach - Public,Boat Ramp – Community,Boat Slip – Community,Dock
Zoning:R-1
Roof:Architectural Shingle,Composition
Others:
  • Additional:Dock - Floating
Sewer:Septic Installed
Parking Features:Driveway,Detached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry
Principal Interest
$7,684
Taxes
$956
HOA
$1,102

Home Price

$1,500,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,683.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,683.73 $956.25 $1,102.40 $9,742.38
Yearly $92,204.78 $11,475.00 $13,228.80 $116,908.58
Total $2,766,143.35 $344,250.00 $396,864.00 $3,507,257.35

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Tuckasegee, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T14:14:07.000Z

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