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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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512 Garrou Ave SE , Valdese, NC 28690
$445,000
Est. Payment: $2,279.51/mo
5 Bed
2 Bath
2950 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to this beautifully updated Valdese ranch, where classic character meets a surprisingly spacious and versatile floor plan! Built in 1950 and lovingly maintained, this home offers freshly refinished hardwood floors, multiple living areas, flexible spaces, and wonderful indoor-outdoor living. Step inside to a comfortable living room with three bedrooms nearby, including the primary bedroom. An updated full bath features a beautiful ceramic tile shower. Continue through the mudroom with main-level laundry and into the heart of the home, where a second full bath offers a dual vanity and generous dressing area. The spacious family room flows into the dining area and kitchen with bar seating, creating an inviting space for everyday living and entertaining. All kitchen appliances convey. Just off the kitchen, the deck provides a great spot for outdoor dining, while the lower deck and covered patio below with hot tub and landscape lighting offers a cozy place to unwind. The recently completed upper level adds two generously sized rooms, including an additional bedroom and versatile bedroom/flex space, with a mini-split system for year-round comfort. The partially finished basement provides even more usable space with a rec room, kitchenette, additional storage, and a second laundry area. Outside, enjoy a fenced backyard and an impressive 890 sq. ft. oversized detached double garage, offering plenty of room for vehicles, a boat, workshop, hobbies, lawn equipment, recreational toys, or extra storage. Located in-town Valdese with city water and sewer, this home is convenient to the recreation center, community pool, pickleball and tennis courts, Temple Field, Friday night cruise-ins, live music, Fourth of July festivities, and other community events. Freshly refinished hardwoods, flexible living space, fantastic outdoor areas, and an exceptional detached garage make this lovingly cared-for Valdese home one you'll want to see!

Highlights

Listed by Starr Franklin , 828-308-7485 One Community Real Estate , 704-705-7036. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.36

Year Built

1950

County

Burke

Listing ID

4414667

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Electric Range
Air Cond:Central Air
Fireplaces:
Floor:Parquet,Tile,Wood
Above Ground Sq Ft:2297
Below Ground Sq Ft:653
Basement:Exterior Entry,Interior Entry,Partially Finished,Unfinished,Walk-Out Access,Walk-Up Access
Other:
  • Additional:Master on Main
Water:City

Exterior Features

Roof:Fiberglass
Others:
  • Additional:Above Ground Hot Tub / Spa
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,280
Taxes
$284

Home Price

$445,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$89,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,279.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,279.51 $283.69 $0.00 $2,563.19
Yearly $27,354.08 $3,404.25 $0.00 $30,758.33
Total $820,622.53 $102,127.50 $0.00 $922,750.03

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Valdese, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-24T12:13:06.000Z

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