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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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8122 Mossy Rock Rd , Waxhaw, NC 28173
$575,000
Est. Payment: $3,231.52/mo
4 Bed
3 Bath
2557 Sqft
1.38 Acres
Status: active | Days on site: 8
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R00287 - 84976,R15561
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Terri Bias
Operator/Brokerage Owner

House Description

Peaceful privacy and beautiful acreage define this meticulously maintained Waxhaw home, set on 1.38 acres in a serene, private setting. The thoughtfully designed 4-bedroom, 2.5-bath floor plan offers generously sized rooms, inviting living spaces, and the flexibility today’s lifestyle demands. Inside, the home is exceptionally clean and move-in ready, with numerous thoughtful updates including updated lighting, engineered hardwood flooring in much of the main living area, crown molding, and more. The spacious kitchen and family room create a comfortable hub for everyday living and entertaining, while additional flex space on the second floor offers versatility for a home office, playroom, or hobby space. Step outside and enjoy the beauty and privacy of the property, where established landscaping and mature trees create a peaceful backdrop. A portion of the backyard has been thoughtfully cleared, opening up additional usable space while preserving the sense of privacy that makes this setting so special. The expansive paved patio provides an inviting outdoor retreat—perfect for grilling, relaxing, or gathering with family and friends. For those who appreciate a quieter setting without feeling removed from everyday life, the home is within easy reach of nearby shopping, restaurants, and essential services. Be sure to review the complete list of updates and improvements, along with our guide to nearby shops and restaurants, and learn more about the benefits of private well and septic systems. From the thoughtful updates to the beautifully maintained grounds, this home has been cared for with pride and is ready to welcome its next owners.

Highlights

Listed by Natalie Jinks , 704-840-2391 and Kirstan Hamilton , 704-840-2391 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.38

HOA Fee

550 Annually

Year Built

2016

County

Union

Neighborhood

Conservancy at Waxhaw Creek

Listing ID

4430192

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Oven, Plumbed For Ice Maker
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:2557
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Drop Zone, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
Water:Well

Exterior Features

Lot:Private,Wooded
Zoning:R-40
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Front
Principal Interest
$3,232
Taxes
$367
HOA
$550

Home Price

$575,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$115,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,231.52

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,231.52 $366.56 $550.00 $4,148.08
Yearly $38,778.23 $4,398.75 $6,600.00 $49,776.98
Total $1,163,347.04 $131,962.50 $198,000.00 $1,493,309.54

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waxhaw, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T13:51:08.000Z

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