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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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9118 Spratt Ln , Waxhaw, NC 28173
$580,000
Est. Payment: $3,259.62/mo
5 Bed
3 Bath
2720 Sqft
0.3 Acres
Status: active | Days on site: 31
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487601 - 96223
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Terri Bias
Operator/Brokerage Owner

House Description

Move-in ready and best value in Marvin Ridge school district! Freshly painted, newly carpeted upstairs, and filled with details that set it apart, this 5-bedroom home in The Reserve delivers character, comfort, and inviting spaces inside and out. Wide-plank hickory flooring flows throughout the main level, while the showstopping real-stone fireplace—complete with a 200-year-old reclaimed pine mantel and fireplace blower brings incredible warmth and character to the living room. The kitchen features granite countertops with travertine and glass tile accents, stainless appliances and double oven for those big family gatherings. The light-filled sunroom with French doors has so many possibilities—workspace, playroom, exercise room, you name it. Upstairs, brand-new carpet gives the bedrooms a fresh start, while the spacious primary suite features travertine tile, soaking tub and a no-grout shower surround with a beautiful frameless glass enclosure for super easy maintenance. Then step outside—because this backyard deserves attention of its own! A covered flagstone patio creates an inviting outdoor living space, the firepit is ready for cool evenings, and the split-rail fence adds just the right touch of charm. A 12' x 12' wired workshop provides even more room for hobbies, projects, or storage. And the big-ticket items? Already handled. The roof, HVAC, and water heater were upgraded in 2019, with a new HVAC damper system added in 2026. Set on a beautifully landscaped corner lot in the award-winning Marvin Ridge school district, with community amenities and Union County-only taxes, this home is ready for it's new owner. Come discover it today!

Highlights

Listed by Natalie Terry , 704-575-5400 Keller Williams Connected , 803-835-2300. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

349.8 Quarterly

Year Built

2004

County

Union

Neighborhood

The Reserve

Listing ID

4416867

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Double Oven, Electric Range, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Wood
Above Ground Sq Ft:2720
Other:
  • ▪ Additional:Breakfast Bar, Open Floorplan, Pantry, Walk-In Closet(s), Has Fireplace
Water:County Water

Exterior Features

Lot:Corner Lot,Wooded
Lot Dimensions:13' x 70' x 145' x 90' x 120' x 21'
Zoning:AJ0
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit, Storage
Sewer:County Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$3,260
Taxes
$370
HOA
$350

Home Price

$580,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$116,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,259.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,259.62 $369.75 $349.80 $3,979.17
Yearly $39,115.44 $4,437.00 $4,197.60 $47,750.04
Total $1,173,463.10 $133,110.00 $125,928.00 $1,432,501.10

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waxhaw, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T17:53:06.000Z

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