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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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16 Wits End Way , Waynesville, NC 28785
$395,000
Est. Payment: $2,219.91/mo
3 Bed
2 Bath
1366 Sqft
1.47 Acres
Status: active | Days on site: 1
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NCM600 - R45579
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Terri Bias
Operator/Brokerage Owner

House Description

There are creekside properties and then there are places where the creek becomes part of the experience of the home. Welcome to 16 Wits End Way, a charming mountain cabin set directly along Hemphill Creek, where the rushing water provides an incredible natural soundtrack from morning to night. This is an especially lively stretch of Hemphill Creek, with the unmistakable sound of roaring mountain water that can be enjoyed from the porch and outdoor sitting areas and even from inside the cabin when the windows are open. Steps lead down toward the creek to a dedicated viewing deck, creating a wonderful place to sit, unwind and experience the water up close. And while the creek is one of the property's defining features, the home sits comfortably above it. The property is located outside both the 100-year and 500-year floodplains and is in Zone One. The home was not affected by flooding during Hurricane Helene. The cabin itself is filled with character and has benefited from numerous updates. The interior has been remodeled, the flooring has been redone, and a recently upgraded metal roof adds another important improvement. Outside, multiple sitting areas invite you to enjoy the wooded mountain setting, while the fire pit offers a natural gathering place for cool Western North Carolina evenings, all accompanied by the sound of Hemphill Creek nearby. One distinctive characteristic of the cabin is its ceiling height, which varies throughout the home and is approximately 6'10" in many areas. Under Canopy MLS heated living area (HLA) reporting standards and the North Carolina Real Estate Commission’s Residential Square Footage Guidelines, finished living area generally must have a ceiling height of at least 7 feet to qualify as HLA, subject to limited exceptions for certain beams, ducts, and sloped-ceiling areas. Because many of the cabin’s ceilings are below the 7-foot standard, those portions of the finished interior do not qualify for inclusion in the reported heated living area. Buyers are encouraged to review the measurements and square-footage information carefully for the distinction between reported HLA and other finished space. Updated yet wonderfully rustic, this is a property that is difficult to capture in photographs alone. It's about sitting outside by the fire, walking down to the creek deck, opening the windows and hearing rushing water fill the cabin. For buyers looking for an authentic Waynesville mountain retreat with the sights and sounds of Hemphill Creek right outside the door, 16 Wits End Way offers a setting that truly stands apart.

Highlights

Listed by Dwayne Bolt , 828-808-9062 Better Homes and Gardens Real Estate Heritage , 828-926-5200. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.47

Year Built

1973

County

Haywood

Neighborhood

None

Listing ID

4428017

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Propane Water Heater, Refrigerator with Ice Maker, Washer/Dryer
Air Cond:Ceiling Fan(s),Ductless
Fireplaces:Gas Log,Kitchen,Propane
Floor:Carpet,Laminate,Wood
Above Ground Sq Ft:1366
Other:
  • ▪ Additional:Has Fireplace
Water:Well

Exterior Features

Lot:Level,Sloped,Steep Slope,Creek/Stream,Wooded
Roof:Metal
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$2,220
Taxes
$252

Home Price

$395,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,219.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,219.91 $251.81 $0.00 $2,471.73
Yearly $26,638.96 $3,021.75 $0.00 $29,660.71
Total $799,168.84 $90,652.50 $0.00 $889,821.34

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-14T17:53:06.000Z

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