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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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174 Marina Cove , Waynesville, NC 28785
$1,225,000
Est. Payment: $6,884.54/mo
6 Bed
5 Bath
2618 Sqft
7.75 Acres
Status: active | Days on site: 28
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NCM4340 - ronb257h,R50883
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 174 Marina Cove, a one-of-a-kind Western North Carolina estate. Two residences offer approximately 3,700 combined square feet of indoor living space. A total area of 7.75 acres provides an abundance of natural beauty, wildlife, and seclusion. This property is a rare combination of a distinctive main residence, a generous guest cottage, a private pond with a covered waterside pavilion, and a powered workshop/shed. The main residence is an Energy Star Certified home built with premium exterior materials. It has cypress siding, extensive ipe/ironwood wraparound decking/railings, custom rock work on the foundation and retaining walls, and hardscaping for parking and outdoor dining. The interior brings more natural materials into the home, including several varieties of granite and marble, warm Asian merbau flooring, and more rock work on the two fireplaces. A culinary kitchen contains high-end appliances, ample built-in storage, and a deep pantry. The great room has a vaulted ceiling with a wall of windows overlooking a grand meadow. The master bedroom/bathroom suite includes a walk-in closet, a spa tub, and a separate shower. Downstairs you will find a game room, an office and media room, a ¾ bath, and a surprise luxury: a fully insulated steam room with a shower. A basement garage contains parking for two vehicles, workshop space, and abundant storage. The house is heated either by a 7-Zone hydronic floor system fed by a high-efficiency condensation boiler, or by a 2-Zone heat pump. The cooling is by the same 2-Zone heat pump. The foundation is R-38 Superior Walls. All exterior walls and roof are spray-foam-insulated. The 3BR/2BA guest cottage of approximately 1150 square feet offers a range of possibilities: a second residence, multi-generational living, a guest house, a home office, or additional recreational space. It is a contemporary cape built with local mountain details like wormy chestnut mill work and a rock wall fireplace. The house has an insulated crawl space with whole house dehumidification, electric on-demand hot water, and a computer network linked to the main house. Step outdoors onto the broad lawns and wooded surroundings for a sense of privacy and seclusion. Feel the morning breeze with your coffee on the decks, relax by the pond in the shaded pavilion or read on the sundeck. Gather with family and friends for dinner near the grill. Or plant and tend a large garden. If all this isn’t enough, there is room for further expansion. Come over and see 174 Marina Cove and allow enough time to explore all the possibilities this property has to offer. It will not be duplicated in the current market. Secluded setting, spacious land. Quality materials and craftsmanship. Modern technology and connectivity for work or play. This is more than a home. It is a North Carolina estate built for the way you want to live.

Highlights

Listed by Ron Breese , 828-400-9029 and Matthew Wells , 828-400-9029 Keller Williams Great Smokies , 828-926-5155. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
7.75

Year Built

2007

County

Haywood

Neighborhood

None

Listing ID

4423653

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:5
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Electric Oven, Exhaust Hood, Filtration System, Gas Cooktop, Microwave, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer
Air Cond:Heat Pump
Fireplaces:Gas,Gas Vented,Living Room,Recreation Room
Floor:Tile,Wood,Other - See Remarks
Above Ground Sq Ft:1752
Below Ground Sq Ft:866
Basement:Exterior Entry,Full,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Cable Prewire, Garden Tub, Sauna, Storage, Walk-In Closet(s), Wet Bar, Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Cleared,Creek Front,Level,Open Lot,Pond(s),Private,Sloped,Covered structure
Roof:Architectural Shingle
Others:
  • ▪ Additional:Storage
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Side
Principal Interest
$6,885
Taxes
$781

Home Price

$1,225,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$245,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,884.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,884.54 $780.94 $0.00 $7,665.48
Yearly $82,614.50 $9,371.25 $0.00 $91,985.75
Total $2,478,435.01 $281,137.50 $0.00 $2,759,572.51

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T15:52:06.000Z

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