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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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98 McElroy St , Waynesville, NC 28786
$419,000
Est. Payment: $2,354.79/mo
3 Bed
3 Bath
1352 Sqft
0.26 Acres
Status: active | Days on site: 15
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NCM10056 - mmcelroy
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Terri Bias
Operator/Brokerage Owner

House Description

Seller offering 2-1 BUYDOWN Benefit up to $10,000 with an acceptable offer! Small footprint, big lifestyle. Tucked just off Russ Ave, this new construction home keeps shopping, dining, and easy highway access just minutes away, mountain views remind you why you chose to live here. A covered front and back porch extend your living space outdoors, giving you room to fire up the grill, grow a few container herbs, or welcome guests as they arrive. Inside, the open main level is made for gathering. Friends pull up a stool at the breakfast bar while dinner comes together, conversation flows easily between the kitchen and living area, and tall ceilings keep the whole space feeling bright and open. When the day is done, head upstairs, where every bedroom is set apart from the main living space and the primary suite feels like a retreat of its own. Thoughtful storage throughout helps everything find its place. Best of all, this is a home built to give you your weekends back. With quality craftsmanship and efficient, easy-care design from top to bottom, you can spend less time on upkeep and more time enjoying everything the mountains have to offer, from trailheads to festivals and beyond.

Highlights

Listed by Michelle McElroy , 828-487-0380 Howard Hanna Beverly-Hanks Waynesville , 828-452-5809. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.26

Year Built

2026

County

Haywood

Neighborhood

W H Burgin

Listing ID

4428599

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
Air Cond:Heat Pump
Fireplaces:
Floor:Vinyl
Above Ground Sq Ft:1352
Other:
  • ▪ Additional:Breakfast Bar, Open Floorplan, Pantry, Storage
Water:City

Exterior Features

Lot:Level,Sloped,Views
Roof:Metal
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,355
Taxes
$267

Home Price

$419,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$83,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,354.79

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,354.79 $267.11 $0.00 $2,621.91
Yearly $28,257.53 $3,205.35 $0.00 $31,462.88
Total $847,725.93 $96,160.50 $0.00 $943,886.43

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T19:53:06.000Z

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