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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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79 Rapid Waters Way , Waynesville, NC 28785
$724,900
Est. Payment: $4,073.96/mo
3 Bed
4 Bath
2426 Sqft
1.38 Acres
Status: active | Days on site: 21
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NCM10056 - R45326
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to your own creek-side mountain retreat, where the soothing rush of Jonathan Creek and the thrill of first-class fly fishing in Hatchery Supported waters is just outside your back door! Situated at approximately 2,500 feet in elevation, this classic contemporary-style home has plenty to offer, 3 bedrooms, 3.5 baths, a lower-level flex space, and the convenience of main-level living. Set on 1.38 private acres at the end of the street, this special property offers the perfect blend of comfort, character, and mountain adventure—from fishing and floating to fireside evenings and peaceful mornings by the water. The main level features an inviting kitchen with breakfast bar, stainless appliances, quartz countertops, dining area, laundry, and primary suite with a garden Jacuzzi tub, walk-in shower, and dual sinks. Upstairs are two additional bedrooms and a full bath. The fully furnished lower level includes a versatile flex space, full bath, tack/storage/utility room, and two closets. Gather around the warm propane-fueled stone fireplace and look closely for the charming hidden fish tucked into the stonework! Outside, enjoy a huge level yard, partially fenced area for your well-loved furry friends, storage shed, Trex deck, and inviting spaces for relaxing by the creek. Recent improvements include a new gravel and stone driveway, Trex deck, stainless kitchen appliances and quartz countertops, on-demand tankless propane water heater, whole-home water filtration system with softener (2024), and radon mitigation system (2018). The home is sold partially furnished. Located in an investor-friendly area with a history of Short-Term Rentals, this property offers wonderful potential as a full-time residence, mountain getaway, or income-producing retreat. Convenient to downtown Waynesville and Maggie Valley, approximately 35 minutes to Asheville, and close to Great Smoky Mountains National Park and Cataloochee Ranch & Ski Resort. Come experience creek-side mountain living where adventure, relaxation, and the beauty of nature are right outside your door.

Highlights

Listed by Lisa Johnson , 828-564-1292 Howard Hanna Beverly-Hanks Waynesville , 828-452-5809. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.38

HOA Fee

100 Annually

Year Built

2009

County

Haywood

Neighborhood

Waters Edge

Listing ID

4423830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Convection Oven, Dishwasher, Disposal, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Light Fixtures, ENERGY STAR Qualified Refrigerator, Exhaust Fan, Filtration System, Microwave, Propane Water Heater, Tankless Water Heater, Washer/Dryer, Water Softener
Air Cond:Central Air,Electric
Fireplaces:Living Room,Propane
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2426
Basement:Basement Garage Door,Basement Shop,Bath/Stubbed,Daylight,Exterior Entry,Finished,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Breakfast Bar, Pantry, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Community Well

Exterior Features

Lot:Creek Front,End Unit,Flood Fringe Area,Green Area,Creek/Stream
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Private Sewer
Parking Features:Basement,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$4,074
Taxes
$462
HOA
$100

Home Price

$724,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$144,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,073.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,073.96 $462.12 $100.00 $4,636.09
Yearly $48,887.55 $5,545.49 $1,200.00 $55,633.04
Total $1,466,626.56 $166,364.55 $36,000.00 $1,668,991.11

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Waynesville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

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