Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

3516 Niagara Carthage Rd , Whispering Pines, NC 28327
$479,900
Est. Payment: $2,697.05/mo
3 Bed
2 Bath
1764 Sqft
0.46 Acres
Status: active | Days on site: 15
Get Pre-Qualified
LP30031 - LPsattdx
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Thrilling renovation located on Pine Lake with a dock! Near the airport and convenient to Fort Bragg. Nothing but eye candy here from the water view to the beautiful remodel! All new roof, garage door, paint, flooring, fixtures, kitchen, most of the bathrooms, the doors, blinds, sockets, switches, window unit in the sunroom, doorbell, returns/registers, and fireplace. 2016 heat pump with duct work replaced at that time. Pretty curb appeal includes brick veneer, shake siding, and fresh landscaping. Kitchen comes with quart counters, a pantry, SS appliances, soft close cabinets with crown molding, breakfast bar, subway tile backsplash, and LVP flooring. The kitchen overlooks the living room with an electric fireplace insert. Beautiful tile work in both bathrooms and upgraded mirrors with lights inside them. Owner's suite includes two closets and its own private patio with a view of the lake. Second patio off the sunroom leads to the backyard and lake. Both the shed and the dock on the lake have power running to them. Laundry/mudroom off the kitchen with room for extra storage. Non-load bearing walls removed to open up the floor plan and return the bedrooms to the original sizes. Heated SF includes the Carolina room (sunroom) with a window unit. The crawlspace is encapsulated. Four pictures are virtually staged with furniture to show the possibilities there. There's nothing left for you to do but move in and enjoy the spectacular views here!

Highlights

Listed by DAVID SATTELMEYER , CENTURY 21 The Realty Group , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.46

Year Built

1972

County

Moore

Listing ID

765342

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer
Air Cond:Central Air,Electric
Fireplaces:Electric
Floor:Hardwood,Luxury Vinyl,Tile,Vinyl
Basement:Crawl Space
Other:
  • ▪ Additional:Ceiling Fan(s), Kitchen/Dining Room Combination, Storage, Walk-In Shower

Exterior Features

Lot:Waterfront,Water View
Others:
  • ▪ Additional:Rain Gutters, Patio
Sewer:Septic Tank
Parking Features:Attached,Garage,Attached Garage
Principal Interest
$2,697
Taxes
$306

Home Price

$479,900

Loan Details

30 yrs
7.548%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,697.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,697.05 $305.94 $0.00 $3,002.99
Yearly $32,364.65 $3,671.24 $0.00 $36,035.89
Total $970,939.56 $110,137.05 $0.00 $1,081,076.61

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Whispering Pines, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T15:51:28.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina