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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4415 Old Monroe Marshville Rd , Wingate, NC 28174
$545,000
Est. Payment: $3,062.92/mo
3 Bed
2 Bath
3317 Sqft
2.3 Acres
Status: under contract-show | Days on site: 18
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372906 - 28421
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Terri Bias
Operator/Brokerage Owner

House Description

$10,000 in Seller Paid Closing Costs - Imagine starting your mornings with coffee on the screened front porch as the countryside slowly wakes up around you. Afternoons are spent watching pets play freely inside the fully fenced backyard, working in the garden or simply taking in the peaceful pasture views. As the sun sets, there is room to gather, breathe and enjoy the kind of quiet that is becoming harder to find—all on 2.3 private acres with no HOA telling you how to use your property. Inside, the open kitchen becomes the heart of everyday life. Granite countertops, a center island and pantry make everything from quick weekday breakfasts to holiday gatherings feel effortless, while the seamless connection to the bright, spacious great room keeps everyone together. At the end of the day, retreat to a primary suite designed for relaxation. Unwind in the beautiful claw foot soaking tub, refresh in the tiled walk in shower and enjoy a massive walk in closet with room for far more than just the essentials. Every bathroom in the home has been fully remodeled, creating stylish, updated spaces for both family and guests. Upstairs, an incredible finished bonus and recreation area gives you the freedom to create whatever your life needs. Picture movie nights on one side, a playroom or game area on another and still enough room for a home gym, office or hobby space. It is the kind of flexibility that allows the home to grow and change right along with you. The massive garage provides plenty of room for large trucks or SUVs, along with additional space for tools, outdoor equipment and weekend projects. Thoughtful improvements including a new roof in 2023, new water heater in 2025, Andersen windows and updated flooring mean you can spend less time worrying about projects and more time enjoying where you live. Here, life feels quieter and offers a whole lot more room, yet Monroe, Wingate University and the Monroe Expressway are only minutes away. Enjoy peaceful country nights without giving up an easy connection to Charlotte. This is not simply a place to live it is a place to slow down, spread out and build the life you have been imagining.

Highlights

Listed by Alexis Hughes , 704-773-2117 EXP Realty LLC Ballantyne , 704-248-8230. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.3

Year Built

2005

County

Union

Neighborhood

None

Listing ID

4421538

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Carpet,Laminate,Tile
Above Ground Sq Ft:3317
Other:
  • ▪ Additional:Attic Walk In, Garden Tub, Kitchen Island, Pantry, Walk-In Closet(s), Master on Main
Water:Well

Exterior Features

Zoning:AF8
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Door Opener,Garage Faces Front
Principal Interest
$3,063
Taxes
$347

Home Price

$545,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$109,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,062.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,062.92 $347.44 $0.00 $3,410.36
Yearly $36,755.02 $4,169.25 $0.00 $40,924.27
Total $1,102,650.68 $125,077.50 $0.00 $1,227,728.18

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Wingate, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T07:47:06.000Z

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