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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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401 Richlands Cliff Dr , Youngsville, NC 27596
$500,000
Est. Payment: $2,810.02/mo
4 Bed
4 Bath
3005 Sqft
0.27 Acres
Status: active | Days on site: 10
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2337 - R18872
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to 401 Richlands Cliff Drive, a beautifully appointed home in Holden Creek Preserve offering 3,005 square feet of thoughtfully designed living space. Built in 2018 and situated on a fenced .27-acre corner lot, this impressive 4-bedroom, 3.5-bath home combines spacious living with refined finishes and inviting indoor-outdoor spaces. Step inside to beautiful wood-look ceramic tile flooring throughout the main level and a bright, open layout designed for both everyday living and entertaining. The kitchen features granite countertops, crisp white cabinetry with abundant storage, and a gas oven, all opening seamlessly to the living area. A fireplace framed by built-in shelving creates an elegant focal point and adds warmth and character to the space. The first-floor primary suite offers a private retreat highlighted by a tray ceiling and spacious bath with dual vanities. Also on the main level, a versatile flex room offers the perfect space for a home office, guest room, or potential 5th bedroom. Upstairs, generously sized secondary bedrooms feature a combination of carpet and tile flooring. Outdoor living is equally inviting with a welcoming front porch, covered and screened back porch, patio, and fenced backyard. A 2-car garage completes the home. Holden Creek Preserve residents also enjoy access to community amenities including a clubhouse, swimming pool, and playground. With its spacious floor plan, elevated finishes, main-level primary suite, flexible living space, and multiple areas for relaxing and entertaining, this home is ready to impress.

Highlights

Listed by Ruby Henderson , Keller Williams Realty , Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

40 Monthly

Year Built

2018

County

Franklin

Neighborhood

Holden Creek Preserve

Listing ID

10196548

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Family Room
Floor:Carpet,Luxury Vinyl
Above Ground Sq Ft:3005
Water:Public

Exterior Features

Zoning:SFR3
Roof:Shingle
Others:
  • ▪ Additional:Fenced Yard, Private Yard, Rain Gutters, Covered, Front Porch, Rear Porch, Screened
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Garage Faces Front,Two Car Garage,Attached Garage
Principal Interest
$2,810
Taxes
$319
HOA
$40

Home Price

$500,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,810.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,810.02 $318.75 $40.00 $3,168.77
Yearly $33,720.20 $3,825.00 $480.00 $38,025.20
Total $1,011,606.12 $114,750.00 $14,400.00 $1,140,756.12

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

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Market insight data is pulled from the same city as the listing being viewed (Youngsville, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-10-14T17:52:00.000Z

© 2026 Triangle MLS, Inc. of North Carolina

MLS Logo - Triangle MLS, Inc. of North Carolina