Set on a cul-de-sac lot spanning more than half an acre, this spacious home offers an ideal blend of indoor comfort and outdoor living—with no HOA fees! The large, open, fenced backyard is perfect for play and entertaining, featuring a semi-above-ground pool with expansive wood deck, screened porch overlooking the backyard, and separate patio perfect for grilling. Inside, natural light pours through the vaulted foyer and into the main-level living spaces, creating a bright and welcoming atmosphere. The open kitchen features a large island, granite countertops, subway tile backsplash, stainless steel appliances, and a convenient step-in pantry, flowing seamlessly into the large family room with gas fireplace. The main-level primary suite with tray ceiling offers a walk-in closet and tiled bath with dual sinks. Upstairs, an expansive loft provides flexible living space and anchors a fantastic bedroom layout. The large second bedroom features its own en-suite tiled bath with dual sinks, which also serves the guest bedroom across the hall. The fourth bedroom offers exceptional privacy with its own private bath and walk-in closet. Nearly 100 square feet of unfinished space with a window just off the loft offers a unique opportunity for a private pocket office, study, or additional storage. USDA eligible with an exceptional floor plan, generous yard, versatile living spaces in a desirable cul-de-sac with a true 2 car garage!