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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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45 Water Willow Ln , Zebulon, NC 27597
$985,000
Est. Payment: $5,045.65/mo
4 Bed
4 Bath
4017 Sqft
Status: active | Days on site: 114
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

Pull up the driveway and the noise of everywhere else just drops away. This is the kind of home where morning coffee happens on the porch, kids and dogs have real room to run, and the nearest neighbor isn't sharing your fence line. A 2023 Franklin County Parade of Homes Gold Winner, this modern farmhouse sits on 2.6 landscaped acres with crisp board-and-batten exterior, wood shutters, covered front porch, and 3-car side-entry garage. Built custom just three years ago, it lives like a ranch — wide, open, and easy — with 4,017 square feet spread across 4 bedrooms, 3.5 baths, & a bonus room with a wet bar so there's a spot for everyone and a door to close when you need it. Inside, the finishes do the talking: thoughtful details, quality materials, and a layout that flows for both a busy weeknight and a house full of people. Set up an office that actually feels like one, an upstairs workout room, a homestead garden: 2.6 acres gives you options most homes in this price range can't. It's move-up space without the fixer-up list, on land that's genuinely yours. If you passed on this one before, take a second look. It's ready when you are.

Highlights

Listed by Anabel Haviza , 317-900-1106 Keller Williams Legacy , 919-439-2105. Triangle MLS, Inc. of North Carolina mls logo

Property Type

Residential

Lot/Acreage
2.6

HOA Fee

Annually

Year Built

2023

County

Franklin

Neighborhood

Brannon

Listing ID

10164519

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Bar Fridge, Double Oven, Free-Standing Refrigerator, Gas Range, Ice Maker, Oven, Range Hood, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central Air,Dual,Electric,Heat Pump,Zoned
Fireplaces:
Floor:Carpet,Ceramic Tile,Hardwood,Tile
Above Ground Sq Ft:4017
Below Ground Sq Ft:0
Other:
  • Additional:Bar, Beamed Ceilings, Built-in Features, Ceiling Fan(s), Chandelier, Coffered Ceiling(s), Crown Molding, Double Vanity, Kitchen Island, Open Floorplan, Recessed Lighting, Soaking Tub, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Bonus Room
Water:Well

Exterior Features

Zoning:FCO R-30
Roof:Metal,Shingle
Others:
  • Additional:Rain Gutters, Covered, Enclosed, Front Porch, Patio, Porch, Screened
Sewer:Septic Tank
Parking Features:Attached,Driveway,Garage,Parking Pad
Principal Interest
$5,046
Taxes
$398
HOA
$0

Home Price

$985,000

Loan Details

30 yrs
6.625%

Down Payment

20%
$197,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,045.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,045.65 $397.78 $0.00 $5,443.43
Yearly $60,547.80 $4,773.40 $0.00 $65,321.20
Total $1,816,434.13 $143,202.00 $0.00 $1,959,636.13

Today's Rates

30 Year

6.63%

20 Year

6.38%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Zebulon, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information Not Guaranteed.
Listings marked with an icon are provided courtesy of the Triangle MLS, Inc. of North Carolina, Internet Data Exchange Database.
©2026 Triangle MLS, Inc. of North Carolina. All rights reserved.

Data last updated: 2026-08-24T13:40:36.000Z

© 2026 Triangle MLS, Inc. of North Carolina

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