Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

538 Pinnacle Mountain Preserve Rd , Zirconia, NC 28790
$2,299,000
Est. Payment: $12,920.46/mo
4 Bed
5 Bath
4794 Sqft
2.72 Acres
Status: under contract-show | Days on site: 31
Get Pre-Qualified
NCM3303 - 561000514
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

Modern mountain luxury meets an extraordinary natural setting in this professionally designed residence, privately positioned on 2.72 acres near Historic Flat Rock. Encompassing more than 4,700 square feet, the home is thoughtfully oriented to capture sweeping sunrise vistas across White Oak Mountain and Lake Summit. From the moment of arrival, expansive sightlines draw the landscape into the architecture, with exceptional views revealed from nearly every room. Rarely found in a mountaintop setting, the property offers easy, fully paved access to a level driveway and expansive level backyard, an exceptional combination of accessibility, usable outdoor space and stunning long-range mountain views. Generously proportioned living spaces create an effortless backdrop for entertaining and gathering. Large Andersen windows and doors blur the distinction between interior and exterior, framing the ever-changing mountain and lake panorama. A beautifully appointed butler’s pantry and substantial bar elevate the entertaining experience, while the kitchen and adjoining living spaces provide an inviting setting for casual mornings overlooking the mountains. Three of the four bedrooms feature private en-suite baths, offering comfort and privacy for family and guests. The lower level adds remarkable flexibility with a kitchenette and spacious bonus area, ideal for extended-stay guests, overflow entertaining or a private retreat. Trane HVAC systems provide year-round comfort throughout the residence. Outdoor living is equally compelling. A generous Trex deck extends the living space into the landscape, overlooking White Oak Mountain and Lake Summit, while a hot tub and fire pit create inviting spaces for relaxing beneath the mountain sky. A two-car garage provides additional convenience and storage. Currently operating as a successful short-term rental, the property offers exceptional versatility as a primary residence, second home or continued investment opportunity. The sellers are willing to convey the residence turnkey, presenting a rare opportunity to enter directly into an established rental operation or simply enjoy a fully furnished mountain retreat from day one. The professionally designed interiors and high-end furnishings further enhance the turnkey experience. Ideally situated near Sky Top Orchard and just minutes from Historic Flat Rock and Downtown Hendersonville, this distinctive mountain residence brings together sweeping long-range views, sophisticated design, flexible living spaces and exceptional outdoor entertaining!

Highlights

Listed by Kina Kilpatrick , 828-551-7788 Premier Sotheby’s International Realty , 828-277-3238. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
2.72

Year Built

2025

County

Henderson

Neighborhood

None

Listing ID

4417464

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Washer/Dryer
Air Cond:Central Air
Fireplaces:Electric
Floor:Tile,Vinyl,Wood
Above Ground Sq Ft:2598
Below Ground Sq Ft:2196
Basement:Daylight,Exterior Entry,Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Breakfast Bar, Drop Zone, Entrance Foyer, Hot Tub, Kitchen Island, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Has Fireplace, Master on Main
Water:Well

Exterior Features

Lot:Level,Private,Views
Sewer:Septic Installed
Parking Features:Circular Driveway,Driveway,Attached Garage
Principal Interest
$12,920
Taxes
$1,466

Home Price

$2,299,000

Loan Details

30 yrs
7.548%

Down Payment

20%
$459,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,920.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,920.46 $1,465.61 $0.00 $14,386.07
Yearly $155,045.50 $17,587.35 $0.00 $172,632.85
Total $4,651,364.96 $527,620.50 $0.00 $5,178,985.46

Today's Rates

30 Year

7.55%

20 Year

7.5%

15 Year

6.75%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Zirconia, NC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-14T11:50:06.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS