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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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612 Ballard St , Chester, SC 29706
$189,900
Est. Payment: $1,023.21/mo
2 Bed
1 Bath
1309 Sqft
0.35 Acres
Status: active | Days on site: 184
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R06870 - 41791
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Terri Bias
Operator/Brokerage Owner

House Description

Back on the Market through no fault of the seller!! Seller will contribute toward a 3-2-1 temporary rate buydown, which could lower the buyer’s payment by over $340/month in year one, or toward buyer closing costs. There's something special about this one — you'll feel it the moment you arrive. This timeless all-brick charmer sits quietly on a tree-lined lot where magnificent mature oaks set the scene before you even step inside. Whether you're a first-time buyer or savvy investor, this property offers the kind of character and quality that simply isn't built anymore — and a seller who is ready to make a deal. Step onto the front or side porch and settle in — then walk through the door to find original hardwood floors flowing throughout the living areas and bedrooms, a rare find that instantly feels like home. The spacious kitchen and dining area are bathed in natural light, creating a warm, welcoming space perfect for everyday living and entertaining alike. Need a third bedroom? The current dining room was originally just that and can easily be converted back, giving you flexible options to fit your lifestyle. Now step out back — and prepare to fall in love all over again. The brand new deck is the crown jewel of this property, expansive, beautifully built, and ready for everything from morning coffee to weekend cookouts to evening gatherings under the stars. Surrounded by a generous yard with plenty of room to breathe, this outdoor space is truly something special and an entertainer's dream come true. And the bones? Solid. Recent updates include electrical, plumbing, windows, a tankless water heater, and a roof with architectural shingles — meaning the big ticket items are already done. Add in a 1-year American Home Shield home warranty and you can move in with complete peace of mind. All of this just a short drive from shopping and dining in Rock Hill and Fort Mill, with an easy commute into Charlotte. The seller is motivated and this one is priced to move — schedule your showing today before someone else calls it home!

Highlights

Listed by Michelle Graves , 704-507-6781 LPT Realty, LLC , 877-366-2213. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.35

Year Built

1968

County

Chester

Neighborhood

Robbins

Listing ID

4355125

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Range, Microwave, Refrigerator, Tankless Water Heater
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Living Room,Other - See Remarks
Floor:Tile,Wood
Above Ground Sq Ft:1309
Other:
  • ▪ Additional:Attic Stairs Pulldown, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Level
Lot Dimensions:79'x157'x118'x161'
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,023
Taxes
$121

Home Price

$189,900

Loan Details

30 yrs
7.122%

Down Payment

20%
$37,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,023.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,023.21 $121.06 $0.00 $1,144.27
Yearly $12,278.47 $1,452.74 $0.00 $13,731.20
Total $368,354.01 $43,582.05 $0.00 $411,936.06

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Chester, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T12:04:07.000Z

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