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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4603 Monument Valley Dr , Indian Land, SC 29707
$950,000
Est. Payment: $5,118.72/mo
6 Bed
5 Bath
5174 Sqft
0.24 Acres
Status: active | Days on site: 2
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Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity to own an exceptional multi-generational residence in sought-after Covington North, offering an impressive three levels of beautifully finished living space totaling approximately 5,163 square feet, plus additional unfinished basement storage. This home was built in 2021 at the end of a wood lined cul-de-sac lot giving you extra privacy and space. Thoughtfully designed for both luxurious everyday living and effortless entertaining, this remarkable home offers an abundance of space, privacy and flexibility. From the moment you enter, elegant details and quality finishes set the tone. Beautiful wood flooring extends throughout the main level, complemented by sophisticated wainscoting in the foyer and formal dining room. The gourmet kitchen is a true showpiece, featuring granite countertops, a farmhouse sink, abundant cabinetry, custom shelving, stainless steel appliances, double wall ovens, gas cooktop, pantry and classic subway-tile backsplash. The open-concept design seamlessly connects the kitchen and dining area to the spacious great room, where a gas fireplace and tranquil wooded views create an inviting atmosphere for both intimate evenings and larger gatherings. Step outside to the balcony/deck sitting area and enjoy your morning coffee or unwind while overlooking the peaceful wooded backdrop. The main-level primary suite offers a private retreat with plush carpeting, surround sound and a luxurious spa-inspired ensuite. The beautifully appointed bath features tile flooring, dual vanities with solid-surface countertops, a large tiled soaking tub, separate tiled shower and private water closet. The oversized primary closet is exceptionally organized with custom cabinetry and shelving. A striking staircase with wood treads and wrought-iron railing leads to the second level, where luxury and versatility continue. A second spacious primary suite offers a comfortable sitting area, elegant ensuite spa-like bath and an oversized walk-in closet enhanced by custom cabinetry and shelving. Three additional bedrooms are upstairs, along with a generous flex area that provides an abundant space for guests can be used as a home office, media room, playroom or additional living area. The finished walk-out basement expands the home's possibilities even further, featuring a large recreation/living room, additional bedroom with generous walk-in closet and a full bath—an ideal private retreat for guests, extended family or multi-generational living. An additional unfinished basement area provides exceptional storage and future-use potential. Thoughtful upgrades and amenities continue throughout the home, including solar panels designed to help reduce utility costs, surround sound for music throughout the home, a spacious laundry room with sink and storage, garage bump-out providing additional storage and room for an extra refrigerator, and a smart-home system allowing select home features to be conveniently controlled from your phone. Outside, the home enjoys a larger homesite with a serene wooded backdrop, creating a wonderful sense of privacy and providing a peaceful setting for relaxing or entertaining. Ideally located in Indian Land with easy access to Ballantyne's renowned shopping, dining and entertainment, as well as convenient highway access. Covington North residents also enjoy desirable neighborhood amenities including a community pool, clubhouse and playground. With its exceptional scale, dual-primary-suite design, finished walk-out basement, elegant finishes, extensive storage and private wooded setting, this is more than a home—it is a sophisticated and versatile lifestyle designed to accommodate today's needs while providing room for everyone.

Highlights

Listed by Janice Maynard , 704-641-0626 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

285.59 Quarterly

Year Built

2021

County

Lancaster

Neighborhood

Covington

Listing ID

4433542

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Exhaust Fan, Gas Cooktop, Microwave, Oven
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:5174
Basement:Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Entrance Foyer, Garden Tub, Kitchen Island, Open Floorplan, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace, Master on Main
Water:City

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:31x34x29x138x75x126
Roof:Architectural Shingle
Sewer:Public Sewer
Parking Features:Driveway,Attached Garage
Principal Interest
$5,119
Taxes
$606
HOA
$286

Home Price

$950,000

Loan Details

30 yrs
7.122%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,118.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,118.72 $605.63 $285.59 $6,009.94
Yearly $61,424.66 $7,267.50 $3,427.08 $72,119.24
Total $1,842,739.91 $218,025.00 $102,812.40 $2,163,577.31

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Indian Land, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-30T10:01:08.000Z

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