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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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821 Spelman Dr , Indian Land, SC 29707
$749,999
Est. Payment: $4,041.09/mo
6 Bed
6 Bath
3521 Sqft
0.31 Acres
Status: active | Days on site: 20
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9149 - R24435,20710
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Terri Bias
Operator/Brokerage Owner

House Description

Surrounded by trees in the desirable Retreat at Rayfield, this home offers a private, fenced backdrop and plenty of space to enjoy both inside and out. A recently stained deck, beautiful patio and firepit create inviting outdoor spaces for relaxing or entertaining, while the quiet street with no through traffic adds to the peaceful setting. Did we mention no city taxes? Inside, the home has been freshly painted this year, with the exterior painted last year, and offers a flexible floorplan with excellent potential for multigenerational living. The kitchen features double ovens, an upgraded Bosch microwave and dishwasher, and custom shelving in the pantry and closets for added storage. A main-level bedroom with a full bathroom provides added privacy for family members or guests, while upstairs you'll find five bedrooms including the primary, providing plenty of room for family, guests, work or recreation. The partially finished basement offers even more flexibility for recreation, a home office or future living quarters and features its own HVAC system, electrical sub-panel, recently added sump pump and plumbing already in place for a future bathroom. The kitchen features double ovens, an upgraded Bosch microwave and dishwasher, and custom shelving in the pantry and closets for added storage. The HVAC system also includes a UV light designed to support indoor air quality. A 2-car garage and a recently added exterior outlet designed to support a portable generator provide added convenience and peace of mind. Residents of Retreat at Rayfield enjoy an outdoor pool, clubhouse, fitness center and playground, along with top-rated Indian Land schools and a convenient location near major shopping including Target and Costco. Schedule a private tour and be sure to explore the virtual tour for a closer look at the home!

Highlights

Listed by Lauren Little , 704-964-8313 and Stacey Sauls , 704-964-8313 Keller Williams Ballantyne Area , 704-887-6600. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

1200 Annually

Year Built

2018

County

Lancaster

Neighborhood

The Retreat at Rayfield

Listing ID

4431501

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Great Room,Primary Bedroom
Floor:Carpet,Hardwood,Tile
Above Ground Sq Ft:3521
Basement:Partially Finished
Other:
  • ▪ Additional:Kitchen Island, Open Floorplan, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:County Water

Exterior Features

Lot:Wooded
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:County Sewer
Parking Features:Driveway,Attached Garage

Open House

Upcoming Open Houses
Friday 5:00 pm - 7:00 pm Oct 30
Principal Interest
$4,041
Taxes
$478
HOA
$1,200

Home Price

$749,999

Loan Details

30 yrs
7.122%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,041.09

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,041.09 $478.12 $1,200.00 $5,719.22
Yearly $48,493.09 $5,737.49 $14,400.00 $68,630.58
Total $1,454,792.72 $172,124.77 $432,000.00 $2,058,917.49

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Indian Land, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T12:04:07.000Z

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