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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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106 Spinnaker Bay Ln Unit 59 , Lake Wylie, SC 29710
$675,000
Est. Payment: $3,636.99/mo
4 Bed
3 Bath
2983 Sqft
1.07 Acres
Status: under contract-show | Days on site: 11
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R03474 - 51586
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Terri Bias
Operator/Brokerage Owner

House Description

Hitch up the boat and move right in! This exceptional full-brick residence offers the rare combination of refined architectural detail, generous living spaces, and the freedom to truly enjoy the outdoors with the Lake Wylie lifestyle you’ve been waiting for. Set on 1.07 private acres in one of Lake Wylie’s most sought-after neighborhoods, this 4-bedroom home with an expansive 3-car garage delivers space, privacy, and room to make it your own. From the moment you arrive, the home’s classic full-brick exterior, and impressive scale set the tone. Discover solid hardwood floors, brand-new carpet, gorgeous moldings, and distinctive architectural details create an elevated yet welcoming atmosphere. Designed for both everyday living and unforgettable entertaining, the main level offers an exceptional sense of space and flow. The thoughtfully designed floor plan offers a room for every need, including a dedicated office, elegant dining room with soaring vaulted ceiling provides a sophisticated setting for special occasions, while the inviting breakfast room offers a more casual place to enjoy your morning coffee while taking in peaceful views of the outdoors. The spacious main-level primary suite is a private retreat, featuring a double-tray ceiling and a spa-like ensuite complete with a custom glass shower and freestanding soaking tub. And there’s no need to compromise on storage—the custom closet system provides exceptional organization and ample space. At the heart of the home, the kitchen is made for gathering, with abundant cabinetry, exceptional storage, and generous counter space that makes entertaining feel effortless. Whether hosting a crowd or enjoying a quiet morning, this home offers the space and functionality to accommodate it all. Just beyond, the stunning two-story great room makes a statement with its dramatic architectural details and inviting gas-log fireplace—the perfect place to gather, relax, and unwind. Upstairs, three generously sized bedrooms provide plenty of room for, guests, hobbies, home gym, or an entertainment room. Step outside and discover what may become your favorite room of all. The expansive covered and screened porch overlooks the private, natural setting, where peaceful views and visiting wildlife create a sense of escape rarely found this close to everyday conveniences. Imagine lingering over morning coffee, hosting summer dinners, or unwinding with glass of wine at sunset as the day fades away. And the possibilities continue. With over an acre of private land, there is plenty of room to create your own outdoor oasis—including the potential for a private pool. and settle into something increasingly rare: a home offering space, privacy, timeless quality, and the unmistakable feeling of Lake Wylie living at its best. This is more than a home—it’s a lifestyle waiting to be lived. You truly must experience this home in person. Come see why properties of this caliber so rarely become available.

Highlights

Listed by Lauren Eason , 704-774-9907 Gold House Properties LLC , 704-774-9907. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.07

Year Built

2005

County

York

Neighborhood

Masons Crossing

Listing ID

4431298

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Exhaust Fan, Filtration System, Oven, Refrigerator with Ice Maker, Tankless Water Heater, Washer/Dryer, Water Softener
Air Cond:Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Stone,Tile,Wood
Above Ground Sq Ft:2983
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Central Vacuum, Storage, Walk-In Closet(s), Has Fireplace
Water:Well

Exterior Features

Lot:Corner Lot
Lot Dimensions:230x135x299x252x52
Zoning:RES
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage
Principal Interest
$3,637
Taxes
$430

Home Price

$675,000

Loan Details

30 yrs
7.122%

Down Payment

20%
$135,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,636.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,636.99 $430.31 $0.00 $4,067.30
Yearly $43,643.84 $5,163.75 $0.00 $48,807.59
Total $1,309,315.20 $154,912.50 $0.00 $1,464,227.70

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Lake Wylie, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T12:04:07.000Z

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