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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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3385 Millstone Creek Rd , Lancaster, SC 29720
$649,900
Est. Payment: $3,501.74/mo
3 Bed
3 Bath
2385 Sqft
1.34 Acres
Status: active | Days on site: 27
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161704 - 49464
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to exceptional one-level living in the highly desirable custom home community of Millstone Creek, where estate-sized lots, mature trees and a beautiful natural setting provide privacy and generous space between neighbors. Homes in the community have sold upwards to $1.5M. This impressive full-brick custom home showcases quality craftsmanship, beautiful finishes and thoughtful architectural details throughout. The desirable split-bedroom floor plan offers a spacious primary retreat on the main level, complete with a dramatic double-tray, uplighting ceiling, luxurious en-suite bath and large walk-in closet. Two additional generously sized secondary bedrooms provide comfort and flexibility for family, guests or a home office. The light-filled great room is designed for both everyday living and entertaining, featuring a soaring vaulted ceiling, custom built-ins flanking the gas fireplace and an abundance of windows that bring the surrounding beauty of nature indoors. The well-appointed kitchen offers abundant cabinetry, extensive counter space, bar seating, separate breakfast area and walk-in pantry. Refrigerator conveys. A formal dining room provides an elegant space for gatherings. The spacious laundry room features cabinetry and utility sink, with washer and dryer conveying for added convenience. Step outside from the great room or breakfast room onto a large wood deck and enjoy the peaceful surroundings—where mature trees, abundant greenery and the sounds of birds create a private outdoor retreat. A versatile 272-square-foot second-floor bonus room provides valuable additional space for a media room, office, hobby area, exercise room or guest overflow. Ideally located just minutes from Indian Land's shopping, dining, grocery stores, medical services and everyday conveniences, with easy access to Ballantyne and South Charlotte. Enjoy nearby recreation, parks, golf, fitness, entertainment and major commuting routes while coming home to the peaceful privacy of Millstone Creek. A rare opportunity at a remarkable offering to enjoy custom-home quality, exceptional privacy and the convenience of a highly sought-after location. HURRY! Up to $6000 in closing costs with preferred lender available for qualified buyers.

Highlights

Listed by Suzette Gray , 704-401-7737 Coldwell Banker Realty , 704-541-5111. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
1.34

HOA Fee

480 Annually

Year Built

2008

County

Lancaster

Neighborhood

Millstone Creek

Listing ID

4428515

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Cooktop, Exhaust Fan, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Wall Oven, Washer
Air Cond:Central Air
Fireplaces:Gas Log,Great Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:2385
Other:
  • ▪ Additional:Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Wooded,Views
Zoning:LDR
Roof:Architectural Shingle
Others:
  • ▪ Additional:In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$3,502
Taxes
$414
HOA
$480

Home Price

$649,900

Loan Details

30 yrs
7.122%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,501.74

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,501.74 $414.31 $480.00 $4,396.06
Yearly $42,020.94 $4,971.74 $5,760.00 $52,752.67
Total $1,260,628.07 $149,152.05 $172,800.00 $1,582,580.12

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Lancaster, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-30T12:04:07.000Z

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