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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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650 Monticello Rd , Lancaster, SC 29720
$540,000
Est. Payment: $2,755.01/mo
3 Bed
2 Bath
1750 Sqft
Status: active | Days on site: 6
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
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Terri Bias
Operator/Brokerage Owner

House Description

A rare find with this updated brick ranch sitting on 12.84 beautiful acres with NO HOA, offering privacy, space, and endless possibilities. From the moment you enter the property, a beautiful long winding driveway leads you through the peaceful country setting and up to this inviting 3-bedroom, 2-bath home. Once inside, abundant natural light fills the home and highlights the beautiful hardwood floors flowing throughout the main living areas. The spacious family room features a fireplace and opens to the dining area, which connects seamlessly to the kitchen—creating a wonderful layout for everyday living and entertaining. The updated kitchen features an abundance of white cabinetry, granite countertops, a tile backsplash, and generous counter space, providing plenty of room for both cooking and gathering. A separate laundry/mud room provides additional storage and everyday functionality. The primary bedroom features a walk-in closet and beautifully updated private bath with a tiled shower and dual sinks. Both secondary bedrooms are generously sized and offer large closets, while the second full bathroom has also been tastefully renovated. Enjoy quiet mornings or evenings on the large screened porch overlooking the beautiful views and taking in the peaceful surroundings. An attached 2-car garage provides additional parking and storage. Outside, the property truly sets itself apart with 12.84 acres, a scenic pond, horse barn, chicken coop, open space, and mature surroundings. Whether you are looking for room for horses, hobby farming, recreation, or simply the privacy and beauty of country living, this property offers endless possibilities. Additional updates include a roof replaced in 2018 and HVAC replaced in 2020. A unique opportunity to own an updated brick ranch on acreage without the restrictions of an HOA. Sellers have owned the home for less than two months and due to an unexpected job relocation are offering this special property back on the market.

Highlights

Listed by Jill Leonard , 704-724-6688 COMPASS , 704-234-7880. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
12.84

Year Built

1991

County

Lancaster

Neighborhood

None

Listing ID

4412669

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Gas Range, Microwave
Air Cond:Central Air
Fireplaces:Family Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:1750
Below Ground Sq Ft:0
Other:
  • Additional:Has Fireplace, Master on Main
Water:County Water

Exterior Features

Lot:Cleared,Orchard(s),Level,Pasture,Pond(s),Views
Zoning:RN
Roof:Architectural Shingle
Others:
  • Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$2,755
Taxes
$344

Home Price

$540,000

Loan Details

30 yrs
6.586%

Down Payment

20%
$108,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,755.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,755.01 $344.25 $0.00 $3,099.26
Yearly $33,060.15 $4,131.00 $0.00 $37,191.15
Total $991,804.53 $123,930.00 $0.00 $1,115,734.53

Today's Rates

30 Year

6.59%

20 Year

6.46%

15 Year

6.03%

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Market insight data is pulled from the same city as the listing being viewed (Lancaster, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-26T22:15:06.000Z

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