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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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197 Smooth Rock Point , Ridgeway, SC 29130
$1
Est. Payment: $0.01/mo
4 Bed
6 Bath
6754 Sqft
Status: active | Days on site: 9
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VCR-C15903466 - VCR-C159091383,VCR-C159052275
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Terri Bias
Operator/Brokerage Owner
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House Description

Beautiful Waterfront Lake Home with Priceless Views. Located on Lake Wateree. Experience lake living at its finest in this beautiful 4-bedroom waterfront retreat, offering breathtaking views, exceptional space, and the perfect blend of rustic charm and relaxed elegance. Designed for entertaining and comfortable lake living, the home features spacious gathering areas while still providing plenty of privacy. Each bedroom has access to its own full bathroom, and two feature loft with additional beds perfect for family and overnight guests. Basement area is fully finished, heated and cooled. Step outside to an expansive yard with gorgeous lake views and a private beach area where you can wade in the water, soak up the sun, and enjoy the shoreline. A private dock with lifts for a boat and separate watercraft makes getting out on the lake effortless. There's also abundant parking and space for boats, trucks, RVs, campers, and guests, plus an oversized built-in walk-in safe for secure and versatile storage. Whether you're looking for a full-time residence, weekend getaway, or family retreat, this home offers the space, privacy, and waterfront lifestyle you've been dreaming of. Come for the view. Stay for the lifestyle. This is lake living at its finest. ONLINE AUCTION INFORMATION: Previously Marketed at $2,490,000. This exceptional Lake Wateree property will be sold by Online Auction through 12:00 PM on September 23, 2026. The successful bidder must provide lender approval or proof of funds for the winning bid. The purchaser will have up to 45 days to close. Please Note: This is NOT a distressed or foreclosed property. The owners have simply chosen the online auction method as their preferred way to market and sell this exceptional Lake Wateree property. Don't miss this unique opportunity to bid on your own piece of lake life!
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Highlights

Listed by Randy Ligon , 803-366-3535 and Brenda Hallman , 803-366-3535 The Ligon Company , 803-366-3535. Canopy MLS mls logo

Property Type

Residential
Lot/Acreage
3.12

Year Built

2007

County

Fairfield

 Neighborhood

None

Listing ID

4412081

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Bar Fridge, Dishwasher, Disposal, Dryer, Gas Range, Microwave, Propane Water Heater, Tankless Water Heater
Air Cond:Central Air,Heat Pump,Multi Units
Fireplaces:Family Room,Primary Bedroom
Floor:Tile,Wood
Above Ground Sq Ft:4276
Below Ground Sq Ft:2478
Basement:Basement Garage Door,Exterior Entry,Finished,Full,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Central Vacuum, Has Fireplace, Master on Main
Water:Other - See Remarks

Exterior Features

Lot:Waterfront,Boat Lift,Boat Ramp,Dock,Personal Watercraft Lift,Retaining Wall
Roof:Metal
Others:
  • ▪ Additional:Fire Pit, Dock - Floating, In-Ground Irrigation
Sewer:Septic Installed
Parking Features:Driveway,Attached Garage,Garage Faces Side,RV Access/Parking
Principal Interest
$0
Taxes
$0

Home Price

$1

Loan Details

30 yrs
6.586%

Down Payment

20%
$0
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$0.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $0.01 $0.00 $0.00 $0.01
Yearly $0.06 $0.01 $0.00 $0.07
Total $1.84 $0.23 $0.00 $2.07

Today's Rates

30 Year

6.59%

20 Year

6.46%

15 Year

6.03%

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Market insight data is pulled from the same city as the listing being viewed (Ridgeway, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-08-26T20:18:07.000Z

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