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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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2271 Ferncliff Rd , Rock Hill, SC 29732
$495,000
Est. Payment: $2,667.12/mo
4 Bed
3 Bath
2603 Sqft
0.67 Acres
Status: active | Days on site: 23
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Terri Bias
Operator/Brokerage Owner

House Description

Fresh style, timeless hardwoods, and a primary suite you’ll never want to leave! Welcome to 2271 Ferncliff Road, an updated, move-in-ready tri-level home nestled on a spacious .67-acre lot in an established Rock Hill neighborhood. Featuring 4 bedrooms and 3 full baths, this home blends inviting character with thoughtful updates and beautiful aesthetics throughout. Designed for gathering, the large great room offers plenty of space to entertain, while the dining room’s inviting layout makes hosting everything from casual dinners to holiday celebrations feel effortless. Hardwood floors throughout bring warmth and character to the home. The standout is the expansive primary suite—a peaceful retreat featuring a wood-burning fireplace and direct access to an outdoor patio seating area. Enjoy slow mornings with coffee outside or cozy evenings by the fire. A single-car garage and generous lot complete the package. With convenient access to shopping, dining, and everyday essentials, this home brings together space, style, and a tranquil setting in a well-connected Rock Hill location.

Highlights

Listed by Lucas Mudrey , 803-412-8363 and Tony Hanson , 803-412-8363 Better Homes and Garden Real Estate Paracle , 803-325-8774. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.67

HOA Fee

25 Annually

Year Built

1972

County

York

Neighborhood

Cato Estates

Listing ID

4431978

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher
Air Cond:Central Air
Fireplaces:Primary Bedroom,Wood Burning
Floor:Tile,Wood
Above Ground Sq Ft:1863
Other:
  • ▪ Additional:Attic Stairs Pulldown, Drop Zone, Walk-In Closet(s), Has Fireplace
Water:City

Exterior Features

Lot:Wooded
Roof:Architectural Shingle
Others:
  • ▪ Additional:Fire Pit
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$2,667
Taxes
$316
HOA
$25

Home Price

$495,000

Loan Details

30 yrs
7.122%

Down Payment

20%
$99,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,667.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,667.12 $315.56 $25.00 $3,007.69
Yearly $32,005.48 $3,786.75 $300.00 $36,092.23
Total $960,164.48 $113,602.50 $9,000.00 $1,082,766.98

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Rock Hill, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T12:04:07.000Z

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