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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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4985 Creek Ct , Rock Hill, SC 29732
$410,000
Est. Payment: $2,209.13/mo
3 Bed
3 Bath
1497 Sqft
3.5 Acres
Status: active | Days on site: 5
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R00823 - 31977
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Terri Bias
Operator/Brokerage Owner

House Description

Opportunities like this don't come around often - and may not be around for long. This charming, move-in-ready, home on 3.5 acres - featuring 3-bedrooms, 2.5-baths - quaintly sits off of a cul-de-sac at the end of a long gravel drive. The covered front porch with two ceiling fans with lighting greets you and invites you to rest a spell - to breathe in the solitude with a cold glass of sweet tea. Inside you'll find a spacious living room, kitchen with rustic charm offering a generous amount of cabinets & counter space, electric range & cooktop with fan, refrigerator, double sink, breakfast bar and views to the back and side yard. A dining area adjoins the kitchen. The primary on the main with walk-in-closet & ensuite is conveniently located on the main level. A half bath with laundry closet - plus washer & dryer - finish out the main level. Upstairs, you'll find two additional bedrooms, a full bath, spacious storage. Out back - just off the inside dining area's French doors (with between-the-glass blinds) - you'll find the large back deck - cloaked by nature - offers ambient post cap lighting that casts a warm, welcoming glow to outline the perimeter. It's one of those places you may never want to leave. The deck steps, lead to the side yard and backyard. Make note of the stepping stones, gravel, meandering paths, shed with double doors & work benches (no power) and the open-air shelter. The yard offers a plethora of plantings - you just might think you're in paradise. Plantings include: gardenias, camellias, crepe myrtles, rose-of-sharon, encore azaleas, hydrangeas, conca lilies, aucuba, leander rose, purple vitex. The sale of this property includes 1.5 acres plus the adjoining 2 acres with creek; come explore. While this property feels like it's a million miles away from it all, it is absolutely convenient to the Rock Hill Aquatic Center, shopping, dining, entertainment, medical, I-77 & so much more! This one owner property - purchased from builder - has been pet free, smoke free and - while these sellers are offering a 1-year home warranty with an acceptable offer - it has been meticulously maintained throughout the years. Home gutters have leaf guards and the architectural shingle roof is approximately 3-years young! Don't blink. It just might be gone! Come make it your own!

Highlights

Listed by Lisa Edwards , 1 Percent Lists Advantage , 803-431-0768. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
3.5

HOA Fee

90 Annually

Year Built

1994

County

York

Neighborhood

Country Oaks

Listing ID

4429578

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Electric Range, Exhaust Fan, Refrigerator, Refrigerator with Ice Maker, Self Cleaning Oven, Washer, Washer/Dryer
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:
Floor:Carpet,Laminate,Linoleum,Parquet
Above Ground Sq Ft:1497
Other:
  • ▪ Additional:Attic Other, Breakfast Bar, Entrance Foyer, Pantry, Walk-In Closet(s), Master on Main
Water:Community Well

Exterior Features

Lot:Cul-De-Sac,Private,Wooded
Roof:Architectural Shingle
Sewer:County Sewer
Parking Features:Driveway
Principal Interest
$2,209
Taxes
$261
HOA
$90

Home Price

$410,000

Loan Details

30 yrs
7.122%

Down Payment

20%
$82,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,209.13

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,209.13 $261.38 $90.00 $2,560.51
Yearly $26,509.59 $3,136.50 $1,080.00 $30,726.09
Total $795,287.75 $94,095.00 $32,400.00 $921,782.75

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Rock Hill, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

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Data last updated: 2026-10-30T12:04:07.000Z

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