Agent profile image in chat bubble
Agent profile image in chat header

Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

Agent profile image in message

5049 Titanic Rd , Rock Hill, SC 29732
$1,599,000
Est. Payment: $8,615.62/mo
4 Bed
4 Bath
3021 Sqft
7.91 Acres
Status: active | Days on site: 41
Get Pre-Qualified
810014 - R51473
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Terri Bias, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Terri Bias
Operator/Brokerage Owner

House Description

A rare opportunity to own ~8 acres with more than 375' of waterfront -- and potential to build an ADU! Tucked away from neighboring homes, this extraordinary property offers the kind of space and natural beauty that is increasingly difficult to find. Woods and waterfront create a peaceful retreat where you can spread out, and enjoy your surroundings -- and also have quick access to I-77, Fort Mill, and Charlotte. What more could you ask for? Built by award-winning custom home builder McSpadden Homes, the newer, modern-style residence was thoughtfully designed with an open floor plan that makes everyday living and entertaining feel effortless. Large sliding doors invite the beauty of the outdoors in, while the spacious screened porch provides the perfect setting for morning coffee or gathering with friends while overlooking your private slice of waterfront. Outside, the property gently extends toward a quiet, peaceful cove with a floating dock, offering an easy place to enjoy the water via boat or kayak. A fenced portion of the backyard provides a defined space for pets, play, or gardening, while the expansive acreage offers room to dream—with plenty of land for an additional detached accessory structure such as a garage, workshop or additional living space. Inside, you'll find the practical details that make a home truly comfortable, including an oversized utility/laundry room, newer systems and mechanicals, and a tankless water heater. The property also features 30-year roof shingles and benefits from an agricultural tax discount (5+ wooded acres), providing money savings to the next owner. There is 751 additional square feet of unfinished basement space, which could be used for a workshop, hobby area, or additional storage. This is a rare chance to own acreage of private waterfront, surrounded by nature and tucked away from it all, yet with a beautiful modern home already in place. A property like this doesn't come along often. Located off Mount Gallant Road in northern Rock Hill. Minutes from local dining and shopping.

Highlights

Listed by Cheri Winterberg , 803-280-9936 Howard Hanna Allen Tate Lake Wylie , 803-831-1185. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
7.91

Year Built

2023

County

York

Neighborhood

None

Listing ID

4421542

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:4
Appliances:Dishwasher, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater
Air Cond:Central Air
Fireplaces:Gas
Floor:Vinyl
Above Ground Sq Ft:1988
Below Ground Sq Ft:1033
Basement:Finished,Storage Space,Walk-Out Access
Other:
  • ▪ Additional:Drop Zone, Entrance Foyer, Kitchen Island, Open Floorplan, Storage, Walk-In Closet(s), Walk-In Pantry, Has Fireplace
Water:Well

Exterior Features

Lot:Waterfront,Wooded,Dock
Roof:Architectural Shingle
Sewer:Septic Installed
Parking Features:Attached Garage
Principal Interest
$8,616
Taxes
$1,019

Home Price

$1,599,000

Loan Details

30 yrs
7.122%

Down Payment

20%
$319,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,615.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,615.62 $1,019.36 $0.00 $9,634.98
Yearly $103,387.41 $12,232.35 $0.00 $115,619.76
Total $3,101,622.22 $366,970.50 $0.00 $3,468,592.72

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Rock Hill, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T14:05:13.000Z

© 2026 Canopy MLS

MLS Logo - Canopy MLS