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Terri Bias

Operator/Brokerage Owner | Terri Bias and Associates | PLACE

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1397 Ridgewood Dr , Rock Hill, SC 29732
$999,900
Est. Payment: $5,387.59/mo
7 Bed
5 Bath
5761 Sqft
0.5 Acres
Status: active | Days on site: 40
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Terri Bias
Operator/Brokerage Owner

House Description

Welcome to your private retreat in Water Edge, located less than a mile from the boat landing with access to a community pool and clubhouse overlooking Lake Wylie. Designed for effortless living and standout entertaining, this luxury home features a 3-car attached garage, rich hardwood floors, and a light-filled living room anchored by custom built-ins and a striking stone fireplace. At the heart of the home, the chef-inspired kitchen makes hosting simple, equipped with a center island, gas cooktop, wall oven, pantry, sunny breakfast area, and an adjoining keeping room perfect for casual conversations. The main-floor primary suite serves as a tranquil getaway, boasting a lit double tray ceiling, dual sinks, a custom tiled shower, and a deep whirlpool tub. Upstairs offers four spacious bedrooms, a jack-and-jill bath, and a versatile bonus room ideal for media or play. The walk-out basement transforms into an impressive secondary living space, featuring a full rec room centered around a custom bar with its own refrigerator and dishwasher, plus two additional bedrooms, a full bath, and extensive unfinished storage. Outside, your private outdoor sanctuary awaits—enjoy peaceful mornings on the screened porch or host poolside gatherings in the fully fenced backyard, complete with an inground pool, stone and paver patios, and a separate fenced pet area. The community sewer system includes infrastructure maintained by the HOA through Carolina Lift Stations, Inc.

Highlights

Listed by Jordan Norman , 803-984-9503 Howard Hanna Allen Tate Rock Hill , 803-324-1185. Canopy MLS mls logo

Property Type

Residential

Lot/Acreage
0.5

HOA Fee

600 Semi-Annually

Year Built

2006

County

York

Neighborhood

Water Edge

Listing ID

4423330

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:7
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Wall Oven
Air Cond:Ceiling Fan(s),Central Air
Fireplaces:Gas Log,Living Room
Floor:Carpet,Tile,Wood
Above Ground Sq Ft:4278
Below Ground Sq Ft:1483
Basement:Daylight,Exterior Entry,Interior Entry,Partially Finished,Storage Space,Walk-Out Access,Walk-Up Access
Other:
  • ▪ Additional:Attic Stairs Pulldown, Breakfast Bar, Built-in Features, Drop Zone, Entrance Foyer, Kitchen Island, Pantry, Split Bedroom, Walk-In Closet(s), Whirlpool, Has Fireplace
Water:City

Exterior Features

Sewer:Public Sewer
Parking Features:Driveway,Attached Garage,Garage Faces Side
Principal Interest
$5,388
Taxes
$637
HOA
$600

Home Price

$999,900

Loan Details

30 yrs
7.122%

Down Payment

20%
$199,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,387.59

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,387.59 $637.44 $600.00 $6,625.03
Yearly $64,651.07 $7,649.24 $7,200.00 $79,500.31
Total $1,939,532.24 $229,477.05 $216,000.00 $2,385,009.29

Today's Rates

30 Year

7.12%

20 Year

6.81%

15 Year

6.52%

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Market insight data is pulled from the same city as the listing being viewed (Rock Hill, SC).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information submitted to the MLS GRID as of the date listed below. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
The data relating to real estate on this website derive in part from the Internet Data Exchange program. Brokers make an effort to deliver accurate information, but buyers should independently verify any information on which they will rely in a transaction. All properties are subject to prior sale, change or withdrawal. Neither Terri Bias and Associates | PLACE nor any listing broker shall be responsible for any typographical errors, misinformation, or misprints, and they shall be held totally harmless from any damages arising from reliance upon this data. This data is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.
Listings courtesy of Canopy MLS as distributed by MLS GRID

IDX service by Blueroof 360

Data last updated: 2026-10-30T12:04:07.000Z

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